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    Auto Warranty Scams: Fake Vehicle Protection Plans

    Last updated: March 2026

    auto warranty scam
    extended warranty scam
    car warranty fraud
    vehicle warranty scam

    Overview

    Auto warranty scams are among the most common robocall schemes. Scammers contact vehicle owners through calls, texts, emails, and official-looking mailers, claiming your vehicle's warranty is about to expire and urging immediate action. They sell worthless or nonexistent service contracts, collect payment, and either disappear or deny all claims when repairs are needed.

    How This Scam Works

    1

    Robocalls and texts claim your vehicle's warranty is expiring and urge you to call immediately to avoid losing coverage.

    2

    Official-looking mailers disguised as urgent notices from your dealer or manufacturer create a false sense of legitimacy.

    3

    When you call back, high-pressure salespeople rush you through the purchase of an overpriced, limited, or completely fake warranty.

    4

    If you buy the plan and need repairs, claims are denied for various technicalities, or the company has disappeared entirely.

    Warning Signs

    Unsolicited calls, texts, or mail about your vehicle warranty
    Claims that your warranty is about to expire (when it may not be)
    High-pressure tactics to purchase immediately
    Vague details about coverage and exclusions
    Inability to provide the company's official name, address, or license information

    Real Scam Examples

    These are examples of messages used in this type of scam.

    Robocall

    This is your final notice regarding your vehicle's extended warranty. Your warranty coverage is about to expire and this is your last chance to renew. Press 1 now to speak with a coverage specialist before you lose all benefits.

    Mail

    URGENT NOTICE: Your vehicle warranty is set to expire. Protect yourself from expensive repairs. Call 1-800-XXX-XXXX within 5 business days to maintain your coverage at the current rate.

    How to Protect Yourself

    1Check your actual warranty status

    Contact your vehicle manufacturer or dealer directly to find out if your factory warranty is still active and what it covers.

    2Do not respond to unsolicited contacts

    Ignore robocalls, texts, and mailers about warranties. Your manufacturer or dealer will not contact you this way about warranty expiration.

    3Research any warranty company thoroughly

    Before purchasing any extended warranty, check the company's BBB rating, read reviews, and verify they are licensed in your state.

    4Block robocall numbers

    Register on the National Do Not Call Registry (donotcall.gov) and use your phone's built-in call blocking features or third-party apps.

    Frequently Asked Questions

    Think you have received a scam like this?

    Paste the suspicious message into our free AI-powered scam analyzer.

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