Overview
Charity scams exploit people's generosity, especially after natural disasters, during holiday seasons, or following tragic events. Scammers create fake charitable organizations with names similar to well-known charities, use emotional appeals to pressure donations, and pocket the money. Some operate fake crowdfunding campaigns or impersonate legitimate charity workers. Verifying charities before donating ensures your money reaches those who truly need help.
How This Scam Works
Scammers create organizations with names nearly identical to well-known charities, making it difficult to distinguish real from fake.
Unsolicited callers use high-pressure tactics and emotional stories to solicit immediate donations by phone, often requesting gift cards or wire transfers.
Fake crowdfunding campaigns on social media and fundraising platforms collect donations for fabricated causes or individuals.
Scammers impersonate charity workers going door-to-door, collecting cash donations and personal information.
Warning Signs
Real Scam Examples
These are examples of messages used in this type of scam.
Hi, I am calling from the National Veterans Relief Foundation. We are collecting donations for disabled veterans who need medical care. Can we count on you for a $100 donation today? We accept all major gift cards for your convenience.
URGENT: My neighbor's family lost everything in a house fire. The kids have no clothes and the family has nowhere to go. Please donate to this GoFundMe to help them get back on their feet. Every dollar counts!
How to Protect Yourself
1Research before donating
Use Charity Navigator (charitynavigator.org), GuideStar (guidestar.org), or the BBB Wise Giving Alliance to verify the charity's legitimacy and financial health before donating.
2Donate directly through official websites
Type the charity's URL directly into your browser rather than clicking links in emails or social media posts.
3Never donate via gift cards or wire transfers
Legitimate charities accept checks, credit cards, and online payments through secure platforms. Gift card requests are always a scam.
4Ask for documentation
Request the charity's tax ID number and verify it on the IRS Tax Exempt Organization Search tool at irs.gov.
Frequently Asked Questions
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