Overview
Utility scams target homeowners and businesses by impersonating electric, gas, water, or internet service providers. Scammers threaten immediate service disconnection unless the victim makes an instant payment, usually through gift cards, wire transfers, or cryptocurrency. These scams spike during extreme weather when the threat of losing power or heat feels most urgent.
How This Scam Works
Scammers call claiming to be from your utility company and state your account is past due with service disconnection scheduled within the hour.
They demand immediate payment through untraceable methods like prepaid debit cards, gift cards, or cryptocurrency.
Some scammers visit homes in person wearing fake utility uniforms, demanding cash payments at the door.
Others send phishing emails with fake past-due notices containing links to fraudulent payment portals.
Warning Signs
Real Scam Examples
These are examples of messages used in this type of scam.
This is the disconnection department at your electric company. Your account is $547 past due and your power will be shut off in 45 minutes unless you make a payment right now. We can accept Green Dot cards or Bitcoin for immediate processing.
Hi, I am from the gas company. We detected a leak in your area and need to inspect your meter. I also show your account has an unpaid balance. If you can pay $200 cash right now, I can make sure your service continues.
How to Protect Yourself
1Call your utility directly
If you receive a threatening call, hang up and call your utility company using the number on your bill or their official website.
2Know your utility's policies
Utility companies send multiple written notices before disconnection and never demand immediate payment by gift card or cryptocurrency.
3Verify in-person visitors
Legitimate utility workers carry photo ID and drive marked vehicles. Call your utility company to verify any unexpected visits.
4Check your account online
Log into your utility account through the official website to verify your actual balance and payment status.
Frequently Asked Questions
Think you have received a scam like this?
Paste the suspicious message into our free AI-powered scam analyzer.
Related Resources
Government Impersonation Scams: Fake Federal Agency Fraud
Government impersonation scams involve criminals posing as officials from agencies like the IRS, Social Security Adminis...
Gift Card Scams: Why Scammers Want Gift Card Payments
Gift card scams are a preferred payment method for many types of fraud because gift cards are nearly impossible to trace...
Phishing Attacks: The Complete Protection Guide
Phishing is the most common type of cyberattack, responsible for over 90% of data breaches. These attacks use deceptive ...
Phishing Detection Tool
Related Phishing Attacks resource
Anti-Phishing Training
Related Phishing Attacks resource
Data Broker Removal Tool
Related Identity Theft resource